The table represents the percentage distribution of household by membership of co-operative/small savings group. Overall percentage distribution shows that 51.31 per cent households do not have any membership of co-operative/small savings group. More households with membership reside in urban area (53.57%) in comparison to rural area (46.36%). In ecological belts, households of mountain region have highest percentage of membership (64.52%) while lowest (45.97%) in Terai. Mid-western mountain shows almost equal percentage of households having membership (46.45%) and not having membership (47.40%) of co-operative/small savings group. Significant percentage of households (51.95%) residing in very high combined vulnerability area do not have membership of cooperative or small saving groups.
